You won’t be surprised to learn that many of the roofing jobs, gutter repairs, and siding installations we perform are paid for by insurance companies. After all, hail damage and high winds can cause severe damage to roofs, and it only makes sense that homeowners want to make what might be one of the few claims they ever make on their homeowners insurance.
Here’s one of the best parts about getting roof installation that’s paid for by your insurance company: you don’t have to deal with them much! A roofing company will often handle most of the paperwork, and you might only have to have one or two calls with your actual insurance company. Of course, it’s important for a roofing contractor to have a good relationship (and a lot of experience) with insurance companies in order to make sure the process goes as smoothly as possible. Let’s take a look at what a roofer needs when dealing with insurance.
A Roofing Company Needs To Be Friendly
Friendliness will go a long way in the business world. We’re not just friendly with our clients but also with the insurance company. It can go a long way to making the entire process go quickly and efficiently. A roofer should always be friendly…
But They Need To Be Willing To Fight
Now when we say fight we don’t mean that a roofer should show up at the insurance company with a baseball bat! But you won’t be surprised to know that an insurance company will do what they can to pay as little as possible for a roofing job. They’re in the business to maximize profits, and they won’t do that by blindly overpaying for a roof.
Still, a roofing company should be willing to stand up for you so that you get a roof that was at least as good as the previous one. Oh, and one that’s up to code. Which brings us to the next point…
A Roofer Needs To Inform
Here’s something you might not know: it’s unlikely we’ll be dealing with your hometown insurance agent. In all likelihood, the roofing company will be dealing with the national home office and their adjustors. The problem is that many of these adjustors will not know local codes when it comes to roofing, and sometimes we need to let them know that a line item they tried to deny might actually be a legal requirement in your city or town. That’s when a roofer needs to inform (and fight) if necessary. Of course, all of this back-and-forth can cause delays, and that’s why…
They Need To Be Persistent
Here’s something that won’t surprise you: we want to get to work! The sooner we get to work, the sooner we get paid and can get along to helping the next person with a leaky roof. Unfortunately, insurance companies can drag their feet, so it’s important for a roofing company to be persistent.
There you go, four attributes that you’ll want to find in a roofing contractor. They’re also four attributes that you’ll find in Bluebird Construction, and we can help you navigate insurance problems. Contact us today to get the process started!